Business Accounts : Savings Regular Savings Account

Disclosures: Regulation C Disclosure (Availability of Funds) Regulation E Disclosure (Electronic Fund Transfer) Conditions, Terms and Account Agreement Interest Rate Sheet (Current) Online Banking/Billpayer Disclosure Shazam Chek/ATM or Shazam ATM Card Disclosure

Regular Savings Account

Regulation DD (Truth in Savings) This account bears interest-interest rate and annual percentage yield are included in the rate chart. Your interest rate and annual percentage yield may change at our discretion at any time without limitation. You must maintain a minimum monthly balance of $500.00 to avoid a monthly maintenance fee of $5.00. Withdrawals in excess of 3 per month will be charged $1.50 each. Fees and charges will be subtracted monthly. Limit of 3 phone or automatic transfers per month. No charge for debits when account minimum balance is $1,000.00 or more. Interest is compounded and credited semi-annually, June 30th and December 31st. Statements are semi-annual. Read the common terms information in this brochure concerning interest calculation, account closing, minimum balance and interest accrued which apply to this account. “Account Agreement” (Disclosure) applies. “Business Account Terms and Conditions” (Disclosure) will apply.   Regular Savings Account options  SHAZAM®Chek /ATM card or a SHAZAM® ATM card (Disclosure) Online Banking/Billpayer Disclosure