|
Interest
Rates
Current Interest Rates as of 1-31-2012
| Term |
Minimum
Balance Required
(To open and obtain apy) |
Interest
Paid or Credited |
Interest
Rate
|
Annual
Percentage Yield (APY) |
| Certificate
of Deposit |
|
|
|
|
| 1
Month |
$
1,000.00 |
At
Maturity |
0.06 |
0.06 |
| 3
Month |
$
1,000.00 |
At
Maturity |
0.26 |
0.26 |
| 6
Month |
$
1,000.00 |
Monthly |
0.46 |
0.46 |
| 12
Month |
$
1,000.00 |
Monthly |
0.66 |
0.66 |
| 24
Month |
$
1,000.00 |
Monthly |
1.05 |
1.06 |
| 36
Month |
$
1,000.00 |
Monthly |
1.39 |
1.40 |
| 48
Month |
$
1,000.00 |
Monthly |
1.60 |
1.61 |
|
CLICK
HERE FOR CD APPLICATION
| Term |
Minimum
Balance Required
(To open and obtain apy) |
Interest
Paid or Credited |
Interest
Rate |
Annual
Percentage Yield (APY) |
| Regular
IRA |
APY(s)
are accurate from 2/1/2012 to 2/29/2012 |
|
Variable
Rate
(24 Month) |
$
500.00 |
Semi-Annual |
1.06 |
1.06 |
| |
|
|
|
|
| Roth
IRA |
|
|
|
|
|
Variable
Rate
(24 Month) |
$
500.00 |
Semi-Annual |
1.06 |
1.06 |
| |
|
|
|
|
| Transaction
Accounts |
APY(s)are |
accurate
from_ - |
2/4/2012 |
3/3/2012 |
|
Money
Market Account |
$
100.00 |
Up
to $9,999.99 10,000-24,999.99
25,000-49,999.99
50,000-99,999.99
100,000.00 |
.05
.08
.15
.20
.25 |
.05
.08
.15
.20
.25 |
| |
|
|
|
|
|
Interest
Checking Accounts |
$
100.00 |
Up
to $ 9,999.99
10,000-24,999.99
25,000-49,999.99
50,000-99,999.99
100,000.00 |
.05
.05
.10
.10
.15 |
.05
.05
.10
.10
.15 |
| |
|
|
|
|
|
Regular
Savings |
$
100.00 |
Semi-Annual |
.25 |
.25 |
| |
|
|
|
|
|
Youth
Savings |
$
10.00 |
Annual |
.25 |
.25 |
| |
|
|
|
|
| Public
Funds |
AVAILABLE
UPON REQUEST |
Interest from any size COD may be credited to a Kendall State Bank Checking, Savings, or Money Market Account or compounded monthly. COD's must be $20,000.00 or greater to get monthly interest by check. Early withdrawal penalty: 12 months or less = 3 month penalty; greater than 12 months = 6 month penalty. Early withdrawals of $1,000.00 or more may be made until 10 days before maturity date. The account balance must be $1,000.00 or more after early withdrawal occurs in order to continue certificate to maturity. If the remaining balance is less than $1,000.00, the entire COD will be withdrawn and subject to the early withdrawal penalty. For variable rate accounts,
the rate may change after the account is opened. Account fees
could reduce the earnings on an account.
For current information call (785)945-3231 - (913)886-2121 - (913)774-8750
MEMBER FDIC
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