Effective Date: 06.01.02
THIS WEBSITE PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.
require that all visitors to our site adhere to the following terms
and conditions. If you do not agree to the terms and conditions
below, you should not access this site, or any pages therein.
website is not directed to children, although we may periodically advertise
special accounts that may be appropriate for children. Parents of children interested in any of our
online services should contact us at one of our many office
Website Content and Links to Other Websites
financial institution maintains this website to provide you with
information about our products and services. For
your convenience, we may also provide links to
our related companies and/or
various third parties that
may be of interest to you.
The links are provided solely to assist you in locating other
useful information on the Internet. When you click on the links to
third party sites, you will leave our website and will be redirected
to another site.
Financial Institution does not control linked sites. The content on
these sites may periodically change without notice. We make no
representation or warranty regarding the accuracy of the information
contained in linked sites. We
suggest that you always verify the information obtained from linked
sites before acting upon this information.
are not an agent for linked third parties nor do we endorse or
guarantee their products and services.
The products and services offered by external third parties
are not products of this financial institution and are not insured
by any governmental agency such as the FDIC.
please be aware that the security and privacy policies on linked
sites may be different from our policies, so please read third party
privacy and security policies closely.
If you have any questions or
concerns about the products and services offered on linked sites,
please contact the third party directly.
may provide links to Investment or Securities companies, which offer
products such as stocks, bonds, mutual funds, and annuities. Investment
products may be offered directly by this financial institution, an
affiliated company of this financial institution, or an unaffiliated
third party. Please note that investment products available
through this site:
Are NOT financial institution deposits.
Are NOT insured by any governmental agency such as the FDIC.
Are NOT obligations of or guaranteed by this financial institution.
Involve investment risks, including the possible loss of some or
the entire principal amount invested.
may also provide links to purchase insurance products. This
financial institution, its affiliated companies, and/or other
unaffiliated third parties may offer these products. Please note
that insurance and annuity products available through this site:
Are NOT deposits, obligations of, or guaranteed by this financial
institution or any of its affiliates.
communication or material that you transmit to us via this site or
through electronic mail will be considered confidential and may be
used only by this financial institution for the purposes described
in our privacy
notice. All information submitted to our
website shall be considered and shall remain the property of this
financial institution; this information will only be used internally
for the purpose intended or as allowed by law.
If you need to communicate personal or confidential
information, please do not use the email feature on this website, it
may not be a secure email service. If
you need to send us an email with personal or confidential
information, you should use the secure mail feature within our
Internet Banking Service.
and other third parties on our website may collect personal
information when you visit their websites or when you purchase their
products. You should review the privacy policies of these third
parties prior to the use of their websites and the purchase of their
products and services.
Use of Information and Materials
and all information, materials, product offerings, services, terms,
and conditions are subject to change without notice.
dated information on this site is "As Of" its date only.
We will use every reasonable effort to include accurate and up to
date information on the site, but we make no warranties or
representations as to the accuracy of the information. You may
contact this financial institution to verify the accuracy of
all products and services are available in all geographic areas. We
reserve the right to determine your eligibility for any product or
and "FundsXpress and Design" (the "logo") are
registered service marks of FundsXpress Financial Network, Inc. The
FundsXpress logo consists of two elements: the red "swirl"
and the name, FundsXpress Financial Network. FundsXpress Financial
Network is a service mark of FundsXpress Financial Network, Inc.
other registered and unregistered trademarks in this document are
the sole property of their respective owners.
financial institution owns copyright in the pages, screens, text,
sound recordings, and images appearing at this site unless otherwise
Limitation of Liability
of the possibility of human, mechanical, and computer-related errors
as well as other factors, this financial institution is not
responsible for any errors in or omissions from the information
contained in or accessed through this website. All such information
is provided "AS IS"
to the user without express or implied warranties of any kind
including the warranties of merchantability, non-infringement of
intellectual property or fitness for any particular purpose.
financial institution is not responsible for any electronic virus or
viruses that you may encounter. We encourage our customers to
routinely scan their computers and diskettes using a reliable virus
detection product to detect and remove any viruses.
financial institution will not be liable for any delay, difficulty
in use, inaccuracy of information, malicious code, or other defects
on this site, or for the incompatibility between this website and
the files in your browser or other site accessing program. Nor will
this financial institution be liable for any other problems you
experience due to causes beyond our control.
to other Internet resources are at your own risk. The content,
accuracy, opinions expressed, and other links provided by these
resources are not investigated, monitored, or endorsed by this
Financial Institution or FundsXpress.
license to you is implied in these disclaimers, except as may be
otherwise expressly provided by written agreement between you and
this Financial Institution. This Financial Institution will under no
circumstances be liable to you and/or any third party for any lost
profits or lost opportunity, or any indirect, special,
consequential, incidental or punitive damages whatsoever, arising in
connection with this site or use thereof or inability to use by any
party, or in connection with any failure of performance, error,
omission, interruption, defect, delay in operation or transmission,
computer virus, line or system failure, even if financial
institution has been advised of the possibility of such damages.
agreement shall be governed by and construed in accordance with
federal statutes and the laws of the state of Kansas in which this
financial institution has its headquarters.